Kristi Bayhan

4514 Neptune Drive, Hernando Beach, FL 34607

$599,000
  • 4514 Neptune Drive, Hernando Beach, FL 34607 Main Photo

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Active Price Reduced by $11,000 on September 16th, 2026
BEDS3 BATHS2 full SQUARE FEET1,993 MLS#W7888889
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONGULF COAST RET

Property Description

Experience the HERNANDO BEACH WATERFRONT LIFESTYLE in this DIRECT GULF ACCESS home situated on an OVERSIZED CUL-DE-SAC LOT with approximately 120 FEET OF CONCRETE SEAWALL and a FLOATING DOCK. Located just off the MAIN HERNANDO BEACH CHANNEL, this waterfront property offers easy access to the Gulf for boating, fishing, kayaking, paddleboarding, scalloping and sunset cruises.The second level offers 1,389 SF OF LIVING AREA with a desirable SPLIT-BEDROOM FLOOR PLAN featuring 2 bedrooms, 2 bathrooms and an expansive 376 SF SCREENED WATERFRONT PORCH. The ground level includes a 2-CAR GARAGE plus approximately 604 SF OF AIR-CONDITIONED FLEX SPACE currently utilized as a bedroom and game/entertainment room, providing additional space for a home office, gym, hobby room, recreation area or storage.A covered entry welcomes you into a soaring foyer and bright, open main living area featuring VAULTED CEILINGS, wood-look laminate flooring and an abundance of natural light. Four-panel POCKET SLIDING GLASS DOORS open the living area to the SCREENED UPPER-LEVEL PORCH, creating seamless indoor/outdoor living with beautiful WATER VIEWS.The family and dining areas flow into the beautifully UPDATED KITCHEN (2022), featuring QUARTZ COUNTERTOPS, custom blue cabinetry with accent glass doors, QUARTZ BACKSPLASH, under-cabinet lighting, STAINLESS STEEL APPLIANCES and porcelain wood-look tile flooring. A charming breakfast nook surrounded by BAY WINDOWS features custom lighting and plant shelves, while a pantry closet provides additional storage.The spacious PRIMARY SUITE features a vaulted ceiling, WALK-IN CLOSET and French doors with built-in blinds opening directly to the screened waterfront porch. The primary bathroom offers a FLOOR-TO-CEILING TILED WALK-IN SHOWER, jetted garden/Jacuzzi tub and granite-topped vanity. The second bedroom also enjoys a WATER VIEW, while the guest bathroom features a Corian countertop vanity and custom FLOOR-TO-CEILING TILED SHOWER. For added convenience, the LAUNDRY ROOM IS LOCATED ON THE UPPER LEVEL.Step outside to enjoy the FLORIDA WATERFRONT LIFESTYLE with a spacious backyard, covered and screened outdoor living areas, approximately 120 FEET OF CONCRETE SEAWALL and a FLOATING DOCK. With the MAIN HERNANDO BEACH CHANNEL just moments away, you can be on your boat and headed toward the Gulf in no time.Additional features include a 2-CAR GARAGE, 30-AMP RV PLUG in the garage, newer front storm doors and a WATER SOFTENER SYSTEM installed in 2019.CURRENT TRANSFERABLE FLOOD INSURANCE IS APPROXIMATELY 1,486 dollars PER YEAR, representing 4,771 dollars IN ANNUAL SAVINGS compared with the quoted cost of a new FEMA flood policy. The home also benefits from multiple WIND MITIGATION DISCOUNTS, with the seller's homeowners insurance premium reported at LESS THAN 3,000 dollars PER YEAR. Located in the vibrant Hernando Beach Waterfront Community surrounded entirely by the Weeki Wachee Preserve and the GULF, residents enjoy hiking, boating, kayaking, paddleboarding, and fishing. Just minutes from Weeki Wachee Springs State Park, plus nearby shopping, dining, and medical facilities. The area is GOLF CART FRIENDLY, allows SHORT-TERM RENTALS, and has NO HOA, CDD or DEED RESTRICTIONS, making it ideal for full-time living, a vacation home, or a high-performing investment property. With convenient access to the Suncoast Parkway, commuting to Tampa, Brooksville, and surrounding areas is easy.

4514 Neptune Drive | MLS# W7888889

This single family home located at 4514 Neptune Drive, Hernando Beach, FL 34607 is currently listed for sale with an asking price of $599,000. This property was built in 1992 and has 3 bedrooms and 2 full baths with 1993 sq. ft. Neptune Drive is located in the GULF COAST RET subdivision. Search GULF COAST RET real estate on kristibayhan.ikeyrealty.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Garage: 2 car attached
Heating: Central
Home Style: Elevated
Lot Size: 0.17 Acres
Roof Type: Shingle
Stories: 2.0
Taxes: $3,611
Year Built: 1992

Amenities

Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
PrimaryBedroom Upstairs
Stone Counters
Vaulted Ceiling(s)
Walk-In Closet(s)
Balcony
Storage

Feature Descriptions

Additional Rooms: Family Room, Great Room, Inside Utility
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
Body of Water: GULF
Community Features: Golf Carts OK
Days on Site: 27
Directions: North on Shoal Line Blvd ..bear left Calienta St to left on Flamingo Blvd to Rt on Neptune to cul-de-sac
Disaster Mitigation: Above Flood Plain
Exterior: Vinyl Siding, Frame
Flood Zone Code: AE
Flooring: Carpet, Laminate, Tile
Foundation: Stilt/On Piling
Frontage Canal Salt: 120
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, VA Loan
Lot: Cleared, Cul-De-Sac, Flood Insurance Required, FloodZone, Near Marina, Near Public Transit, Paved
Lot Dimensions: 0.17
Ownership: Fee Simple
Parking: Garage Door Opener
Parking Notes: Garage Door Opener
Patio/Porch: Covered, Patio, Porch, Rear Porch, Screened
Pets Allowed: Yes
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Public Sewer
Showing Instructions: Appointment Only, Combination Lock Box, Lock Box Coded, ShowingTime
Special Sale Provisions: None
Special View Info: Water
Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Water: Public
Water Access: Canal - Saltwater, Gulf/Ocean
Water Access Y/N: Yes
Waterfront Features: Canal - Saltwater, No Wake Zone, Sailboat Water, Seawall - Concrete
Water View: Canal
Zoning: R1B

Local Schools

High School: Weeki Wachee High School
Middle School: Fox Chapel Middle School
Elementary School: Westside Elementary-HN

Listed By / Shown By

Listed By

Agency Name: HILL POINT REALTY INC.
Agency Contact: 352-670-4455

Shown By

Agent Name: Kristi Bayhan
Agent Phone: (937) 638-9577
Agency Title: Key Realty

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Estimated Payment

$ 3,826.26 per month $3,350.64 Principal & Interest $300.92 Property Tax $174.71 Homeowner's Insurance

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